you seem very werey about lifting your truck so high. If you truly want it that high do it and dont settle for less. anyone who has a lifted truck will tell you that they would have done something different and that there going to go bigger later. Like me I went with 7" and 35's, I want 10" with 37's, I save in the begining, but it will cost me more now because I am not satisfied. So do what you want and if you dont have the money, its worth the wait to save. And YES, a lifted truck will cost you money, you better not be broke. Things break, thats just how it is with lifted trucks, its the price you pay for your dreams.